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Saturday, January 15, 2005

Being Poor is Expensive Part Deux

The more I thought about the bank fees I've been paying, and how these payday loans are drowning me, I got curious. I went back and counted up all the money I've paid in overdraft fees, and it turns out I've paid $2880.00 this year in bounce fees! $990.00 of that was within the last month, not including the current $210.00 in fees I just incurred because my bank account was once again short on funds. It doesn't help that job 2 screwed up my paycheck by about 340.00, which I still havent gotten from them. I'm waiting for them to try to figure out what happened. They said they'll cover my bouncies, so thats why I didnt include the $210, but currently my account is $384.00 in the negative. I just got paid on the 10th. This sucks!! That's not to mention that every payday.. not every month..EVERY PAYDAY..I'm paying $430.00 IN FEES!! not principal..FEES!! between the 4 payday loans I have out. Break out your calculators kids, cuz we're talking lots of cash going bye-bye. Hmmm I wonder why I'm poor and begging for money from the internet. My landlord isn't happy, because with my paycheck being screwed up, I didn't have all the rent, I don't have nough to cover my electric bill, and very shortly I'll be in the middle of a grocery crisis. Luckily, my landlord is a friend, and he knows my situation so he's cutting me some slack, but he sure aint' happy about it. I told him I'll catch him up by the end of the month, and I should be able to, barring any more disasters, but it's still embarrassing to not have the rent money. At least I have an excuse, and it was because of my paycheck malfunction, not because I didn't earn enough money. To make matters worse, my computer decided to crash and burn tonight, so I had to reformat and reinstall everything. Luckily, J had an extra hard drive laying around, so he popped that in for me. I lost so much stuff, all my favorites, etc, tons of graphics and Paint Shop Pro stuff, and my work software now needs to be reinstalled. Of course, it happened late enough in the day that I couldn't get reinstalled tonight. So, I lost a whole night of work, and tomorrow is the last day of the pay period. Grrrrrrrr I friggin' GIVE UP!!

1 Comments:

At 4:49 AM, Blogger Crystalyn said...

That is ROUGH! Man! How are things now??? Any better?

 

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